sepa simplifies use of non-cash payments as <a href=https://www.pbcdailynews.com/2019/07/20/russian-missile-system-purchase-turkey-us-relations-test/>https://www.pbcdailynews.com/2019/07/20/russian-missile-system-purchase-turkey-us-relations-test/</a> throughout Europe. However, international payments often, require additional time, due to the fact that they must pass through a larger number of banking systems and checkpoints.